Molefinyane, Kananelo2024-02-022024-02-022023-10-06https://hdl.handle.net/20.500.14155/1881Credit unions have played a significant role in promoting financial inclusion, fostering community development, and empowering individuals to achieve their financial goals. Against this background, this study is to investigate the contribution of Tsoaing Saving Credit Union Association to socio economic lives of the beneficiaries in Tsoeneng Ha Mokhele community. The study adopted a mixed methods approach for the purpose of gathering both qualitative and quantitative data. The study has adopted case study research design and data was collected using closed-ended questionnaires and interviews. The findings show that Tsoaing Saving Credit union Association contributed to social development through capacity building training and offering educational loans. Furthermore, Tsoaing Saving Credit Union Association contributed to employment creation and access to financial services. Moreover, it contributed to income generation projects through poultry, small shop, piggery and farming. The study concludes that Tsoaing Saving Credit Union Association played an important role in improving the socio- economic development in Tsoeneng Ha Mokhele community. The study recommends that in order to improve socio economic development in Tsoaing Saving Credit Union Association shouldprovide frequent and regular trainings on business management to their members. This could help members for good management of their loans and reducing loan defaulters.enCredit unions, socio-economic, Tsoaing Savings credit union, socio-economic developmentMaster's Thesis